About us

Together, Steve and Michelle have over 35 years of experience in advising across a comprehensive range of financial topics and a portfolio of tools and specific methodologies which are all tried and tested and help to bring clarity to finance.

Germain Financial Associates is a family based firm of financial advisers, providing tax and regulatory advice, investments, financial services and support, that satisfy a need by individuals, business owners and entrepreneurs for trusted, insightful and proactive financial advisers who are specialists in certain markets, experts in their fields, and continuously add value through their support and advice

We look after Retired Private Clients, Business Owners and Senior Executives and have already been helping many of these types of clients for over 10 years. We are committed to continue working personally with these individuals and their families for many years to come.

Above all, as a company we provide re-assurance & direction, knowledge & expertise. We are attentive, supportive and reliable and seek to forge enduring long-term relationships whilst increasing your personal wealth. In all this, we never lose sight of budgets, timings and personal relationships.

Steve and Michelle are particularly proud that so many clients are happy to recommend them to their friends, families and colleagues. They are always happy to take on more like-minded individuals who are serious about improving their wealth and wish to forge a long-term wealth strategy relationship with an adviser.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.


Insights and E-Briefing Service

Visit Insights to read articles and news to help you make informed decisions about your wealth or sign up to the E-Briefing Service; a personalised email communication service that keeps you informed on the issues that might impact your wealth.